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Channel: tools of the trade – Miles Dividend M.D.
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Pen Pals and payPal

The loyal3 experiment continues down a predictable path. When I first found out about this opportunity, my feeling was that it had to be a short-lived one. As I saw it, a financial/tech start up had...

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Manufactured Crisis

There are many interesting questions in personal-finance.  And one of them is;  how much cash does one need for an emergency fund? There are many schools of thought on this one. Conventional wisdom...

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Addition by Subtraction

Walmart. Yucko.I haven’t exactly made my feelings about Walmart secret.And let’s be honest, I open myself up to a lot of criticism with my anti-Walmart stance. (Most of it well-deserved.)Am I being...

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Diversions

Smart investing is boring, plain-vanilla, milquetoast. One need only invest in well diversified portfolio of low-cost, passive index stock funds, and just enough bonds to match their own risk...

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Sunshine and Lollipops

Do you have any friends who are a little bit too into their kids? You know the type, they constantly tell you amusing little stories about their kids brilliance and talent. They’re a bit too quick to...

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Credit Cards, Gift Cards, Money Orders, Manufactured Spending, And The...

If you’ve read more than a post or two on this site, there’s one thing that you probably know about me.I am not a Walmart fan.Before taking up the miles game, I had never actually been in a Walmart.But...

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Game Planning

Once you’ve decided to play the miles game, all you really have to do to get started on your journey is to take that all important first step. Dont freak out…I’ve got you covered… But where to begin?...

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Everything you need to know to manufacture spending

I’ve discussed credit card churns and flexibility, and reconsideration calls and keeping your newly approved cards organized…. On to the fun world of spending lots of money without spending much money...

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Organic Miles

I’ve already admitted that I love manufactured spending. There’s something about the illicit combination of thinking outside of the box, breaking conventions, and bargain seeking that just speaks to me...

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Last stop…Redemption

So if you follow the simple A to B to C of the miles game, you will end up a few months later with a shockingly large and diverse collection of miles and points. After earning, It’s time for burning At...

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